Battle Creek Health System, Battle Creek
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Medical | Dental
| Vision | Life Insurance
| Short Term Disability
Long Term Disability | Flexible
Spending | Legal
New overage dependent child definition for 2010:
Your dependent child may be eligible to be on your health
coverage through the end of the year they turn 26. Please
click
here for more information.
Planning to add dependents?
In order for new family members to be eligible for coverage
under any Trinity Health benefit plan, you are required to
provide proof of their dependent status. If you are planning
to add family members during annual enrollment, you must submit
dependent verification information to Human Resources
within 31 days of your new hire or status change date.
If you do not submit the required paperwork by the deadline,
your newly added dependents will not be enrolled in coverage
and you will be required to wait until the next annual enrollment
period to enroll new dependents in the plan.
Required Documents
2010
Open Enrollment Booklet and Plan Highlights
Medical
NEW!!!!
Effective July 1, 2010 Trinity Health and its Ministry
Organizations transitioned from Medco, our previous pharmacy
benefit manager (PBM), to CVS Caremark. This change
applied only to associates who are covered under a self-insured
medical plan (that is, Blue Cross Blue Shield of Michigan,
or Aetna). It does NOT apply to fully insured plans (Blue
Care Network (BCN), Priority Health HMO, etc.).
Visit www.caremark.com
for more information.
Medical Plans
You have a choice of two medical plan options - Healthy Blue
Solution Plan B PPO and Blue Care Network Healthy Blue Living
HMO.
Find a BCBSM
Community Blue Participating Provider.
Use the plan comparison tool to Estimate
My Plan Costs
Healthy Blue Solutions PPO
Healthy Blue Solutions rewards your decision to actively
adopt a healthier lifestyle by reducing your copayments and
deductibles. It combines quality PPO health care benefits
with effective wellness and care management features. The
Healthy Blue Solutions plan offers two levels of benefits:
- Enhanced offers lower co-payments and deductibles to members
who adopt a healthy lifestyle.
- Standard has higher co-payments and deductibles for members
who choose not to participate in designated wellness and
disease management interventions.
You will automatically enjoy the plan’s enhanced benefit
level for the first 120 days of coverage if you and your spouse:
- Go online to bcbsm.com and complete a BlueHealthConnection®
health appraisal by 1/31/2010, and
- Based on your HA results, attend the first of four appointments
with a BCBSM health coach by 4/15/2010.
If you and your spouse do not commit to the above, you will
be dropped to the standard benefit level on your 121st day
of coverage.
Healthy
Blue Solutions Enhanced PPO Summary | Healthy
Blue Solutions Standard PPO Summary
Complete Health
Appraisal
Healthy Blue
Solutions PPO SPD
Healthy Blue Solutions
Member Guide
Preventive
Care Overview
Caremark
Summary of Material Modification - Effective 7/1/2010
BCN
Healthy Blue Living is an innovative health plan that rewards
members with lower costs for pursuing their health goals.
The Healthy Blue Living plan has two levels of benefits:
- Enhanced offers lower co-payments and deductibles to participants
who adopt a healthy lifestyle.
- Standard has higher co-payments and deductibles for participants
who choose not to participate in designated wellness and
disease management interventions.
You automatically will enjoy the enhanced benefit level of
for the first 90 days of coverage if you and your spouse:
- Complete a Health Appraisal,
- Meet with your primary care physician(s) to complete
a Qualification form
- If you’re a smoker, join Quit the Nic smoking cessation
program within your first 120 days of enrollment, and
- Adopt a healthy lifestyle.
If you and your spouse do not commit to the above within
your first 90 days of coverage, you will be
dropped to the standard benefit level.
Healthy
Blue Living HA Insturctions
Healthy
Blue Living Member Checklist
Healthy
Blue Living Member Guide
Healthy
Blue Living Qualifications Form
Healthy Blue
Living Plan Summary
> Looking for a
BCHS Doctor? Visit the BCHS website and search our Find
a Physician directory!
Dental
You have a choice of two dental plans - Delta Premier Standard
plan and Delta Premier High plan.
Delta Premier Standard
Summary
Delta Premier High Summary
Delta Premier Certificate
Vision
You have the option of electing two vision benefits through
United Healthcare(UHC) Vision.
UHC
High Vision Summary
UHC
Standard Vision Summary
UHC
Vision Benefit Booklet
UHC High Vision
SPD
UHC Standard
Vision SPD
Life Insurance
Full-time and Part-time employees have Basic Life Insurance
provided at 1x annual salary.
In addition, you have the option to purchase additional coverage
for yourself and your dependents in the following increments:
| For
Yourself |
For
Your Spouse |
For
Your Child(ren) |
1x annual salary
2x annual salary
3x annual salary
4x annual salary
5x annual salary
|
$10,000
$20,000
$50,000
$100,000 |
$2,000
$5,000
$10,000
$20,000 |
Please Note: some elections may require a Statement
of Health. It is your responsibility to complete and return
your Statement of Health during the Enrollment Period.
Life Insurance Certificate
Statement of Health Form
Beneficiary Designation
Form
Short Term Disability
Battle Creek Health System provides you with Short Term Disability
coverage at 60% of your base pay. This income replacement
benefit begins after you have exhausted your seven day elimination
period.
Short Term Disability
Certificate
Long Term Disability
Battle Creek Health System provides you with Long Term Disability
coverage at 50% of your base pay not to exceed a monthly benefit
of $10,000. This income replacement benefit begins after you
have exhausted your Short Term Disability benefits.
You have the option to "buy-up" your LTD coverage
to 66 2/3% of base pay.
Long Term Disability
Certificate
Flexible Spending
A Flexible Spending Account (FSA) gives you a way to pay
for your out-of-pocket health care and / or dependent care
expenses with before-tax dollars.
Click here
to help estimate your health care and / or dependent care
expenses.
Health Care Spending - you may contribute pre-tax
dollars in any amount between $130 and $5,000 annually. Contributions
made to the HCSA during the 2010 calendar year will be eligible
for reimbursement on services incurred from January 1, 2010
through March 15, 2011. The claim submission deadline will
continue to be March 31st. This 2-½ month extension
is allowed under new IRS guidelines. Please consider this
extension when making your 2010 elections.
Over-the-counter Medications (OTC) - Certain
OTC items qualify as "medical care" and are eligible
for reimbursement through an HCSA. Examples of such items
include asprin, allergy and sinus medications, antacids and
more.
Dependent Care Spending - you may contribute pre-tax
dollars in any amount between $130 and
$5,000 annually.
Click here for
additional information regarding HCSAs and DCSAs.
Direct Deposit - You can elect to have your reimbursements
automatically depositied into your checking or savings account
by signing up for direct deposit. Simply complete a Direct
Deposit Authorization Form and submit your completed form
to Aetna.
Aetna Navigator - HCSA participants can track HCSA
account statuses through Aetna Navigator, Aetna's member self-service
website. Navigator is available 24 hours a day, 7 days a week.
Through Aetna Navigator, you can check the status of your
HCSA, review your HCSA balance, sign up for Direct Deposit,
print claim forms, and much more. Once you enroll in an HCSA,
you can register to use Aetna
Navigator.
Healthcare Spending
Account Claim Form
Dependent Spending
Account Claim Form
Over-The-Counter Drug Claim Form
Direct Deposit Authorization
Form
Flexible Spending Accounts
Summary Plan Description
Legal
You have the choice of electing legal coverage through Hyatt
Legal for yourself and your family.
Hyatt
Legal Brochure
Hyatt Legal SPD
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